Mortgages
Turn your dream into your dream home
What’s your next move?
Whether you're ready to purchase your first home, renew your mortgage, or renovate, we have mortgage options to suit your needs.
Buying
Renewing
Switching
Find the mortgage to match your needs
Fixed Rate Mortgage
Perfect for you if
Enjoy peace of mind with predictable payments when you are buying your dream home, or re-financing your house. We can provide you with honest advice and the mortgage that fits your needs.
Key features
- Competitive fixed interest rates
- Terms from 1 to 5 years
- Weekly, biweekly, or monthly payments
- Pre-approvals (if requested)
- Low cost life, disability and loss of employment insurance
- Up to 95% financing available with insurance
Home Equity Line of Credit
Perfect for you if
Use the equity in your home to give you the financial freedom you require to make those necessary home renovations, do some well-deserved travelling, pay off high-interest debts, or for whatever lifestyle goals you may have in mind.
Key features
- Borrow up to 80% of your home's value
- Variable rate
- All relative costs, i.e. legal, appraisal, etc. can be added to loan amount
- Flexible weekly, biweekly, or monthly payment options
- Up to 25 years to repay
- Optional loan protection insurance
Total Access Home Equity™
Perfect for you if
Your looking to manage all of your credit needs under one mortgage product that puts the equity in your home to work for you.
Key features
- Line of credit secured by home equity
- Access funds as needed
- Interest-only payment option
- Only interest on what you use
- Flexibility to borrow and repay repeatedly
Get your mortgage your way
Not sure which mortgage is right for you?
We’ll be happy to help you pinpoint the option that best suits your needs.
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Unlock Your Future with the First Home Savings Account
A valuable tool to help first-time home buyers save for their first home.
Take a look at the latest, competitive rates on offer for our mortgage solutions.
Thinking of buying a home? Try our calculator to find the mortgage to fit your budget.
Level up your financial know-how
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Copyright 2025 Atlantic Edge Credit Union. All rights reserved.
Copyright 2025 Atlantic Edge Credit Union. All rights reserved.
