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Mortgages

Turn your dream into your dream home

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What’s your next move?

Whether you're ready to purchase your first home, renew your mortgage, or renovate, we have mortgage options to suit your needs.
 

Find the mortgage to match your needs

Fixed Rate Mortgage

Perfect for you if

Enjoy peace of mind with predictable payments when you are buying your dream home, or re-financing your house. We can provide you with honest advice and the mortgage that fits your needs.

Key features
  • Competitive fixed interest rates
  • Terms from 1 to 5 years
  • Weekly, biweekly, or monthly payments
  • Pre-approvals (if requested)
  • Low cost life, disability and loss of employment insurance
  • Up to 95% financing available with insurance

Home Equity Line of Credit

Perfect for you if

Use the equity in your home to give you the financial freedom you require to make those necessary home renovations, do some well-deserved travelling, pay off high-interest debts, or for whatever lifestyle goals you may have in mind.

Key features
  • Borrow up to 80% of your home's value
  • Variable rate
  • All relative costs, i.e. legal, appraisal, etc. can be added to loan amount
  • Flexible weekly, biweekly, or monthly payment options
  • Up to 25 years to repay
  • Optional loan protection insurance

Total Access Home Equity™

Perfect for you if

Your looking to manage all of your credit needs under one mortgage product that puts the equity in your home to work for you.

Key features
  • Line of credit secured by home equity
  • Access funds as needed
  • Interest-only payment option
  • Only interest on what you use
  • Flexibility to borrow and repay repeatedly
 
 

Get your mortgage your way

Not sure which mortgage is right for you?

We’ll be happy to help you pinpoint the option that best suits your needs.

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Unlock Your Future with the First Home Savings Account

A valuable tool to help first-time home buyers save for their first home.
 
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Take a look at the latest, competitive rates on offer for our mortgage solutions.

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Thinking of buying a home? Try our calculator to find the mortgage to fit your budget.

 

Level up your financial know-how

Guide to homebuying

Purchasing a home is no easy task. Our guide is your one-stop, go-to resource for all things homebuying.

How to ace the stress test

With a little preparation, you can get top marks on your mortgage stress test when the time comes to buy your first home.

Get more genuine tips, tricks, and helpful resources on our Honest Money blog.