Payment Protection Insurance is optional and underwritten by Co-operators Life Insurance Company. Supporting services, such as enrolment intake, medical underwriting and claims administration are provided by the employees of CUMIS Services Incorporated, a subsidiary of Co-operators Life Insurance Company. Not all products are available in all provinces. Coverage is governed by the terms of the creditor group insurance policy issued to the creditor and is subject to terms, conditions, exclusions and eligibility requirements. See the Product Guide and Certificate of Insurance for full coverage details. To contact CUMIS, a division of Co-operators Life Insurance Company, visit www.cumis.com or call 1-800-263-9120. CUMIS and Co-operators Life Insurance Company are committed to protecting the privacy, confidentiality, accuracy and security of the personal information that we collect, use, retain and disclose in the course of conducting our business. Please visit cooperators.ca/privacy for more information. CUMIS® is a registered trademark of The CUMIS Group Limited and is used with permission.© 2025 Co-operators Life Insurance Company