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Loans

Flexibility for wherever you are in life

 

What can a loan do for you?

A loan can help cover unexpected expenses, build good credit, and consolidate debt into one lower-cost payment.
 
 
 

Find the loan to fit your next big goal

Personal Loans

Perfect for you if

You are looking for a convenient solution to finance an important purchase, or even to consolidate debts into one, lower-cost payment.

Key features
  • Repay your loan faster with weekly or bi-weekly payments
  • Competitive rates
  • No penalty for extra payments or early repayment
  • Low-cost life and disability insurance available

Vehicle Loan

Perfect for you if

You are looking for a pre-approved loan for a used or new car, truck, boat, recreational vehicle or other motorized equipment. Know what you can afford, understand your options, and get the support you need for your next purchase.

Key features
  • Competitive rates for new and used vehicles
  • Flexible repayment terms and frequencies
  • No penalty for extra payments or early repayment
  • Insurance protection plans available

RRSP Loans

Perfect for you if

You are looking to maximize your RRSP contribution to invest in your retirement fund while taking advantage of tax benefits.

Key features
  • Terms from 1 year to 10 years
  • Fixed or variable rates
  • Insurance protection plans available
  • Borrow to top up or catch up on RRSP contributions
  • Maximize tax savings

Green Energy Loans

Perfect for you if

Smart financing for sustainable living. Invest in your future and the planet with our green energy loans. With a green home loan, you can finance energy-efficient household upgrades. Green auto loans are also available, designed to help you purchase an electric or hybrid vehicle.

Key features

Green Home Loan:

  • Low rates for green home improvements (solar, heat pumps, insulation, etc.)
  • Flexible terms and payment options
  • No prepayment penalties
  • Optional insurance protection

Green Vehicle Loan:

  • Preferred interest rate
  • Flexible repayment terms and frequencies
  • No prepayment penalties
  • Optional life, disability, and job loss insurance
 
 

Get your loan more ways

Not sure which loan is right for you?

We’ll be happy to help you pinpoint the option that best suits your needs.

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Protect your financial peace

Plan for the unexpected. Ask us about loan insurance options and get the protection you need for you and your family.
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Take a look at the latest, competitive rates on offer for our lending solutions.

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Try our calculator for help finding a loan that suits you and your budget.

 

Level up your financial know-how

Guide to borrowing

Any time you take on debt, it’s important to understand the ins, outs, and implications of your choices. 

What is a credit score?

You’ve likely heard of credit scores, but what exactly do they mean for you and your finances.

Here to connect

We see you. And we want to share our financial tips, tricks, and helpful resources on our Honest Money blog.